Mangrum Agency
Your Independent Insurance Guide in Mesquite, TX
The information is out there — but knowing which Medicare plan actually fits your situation, or which coverage makes sense for your family, takes more than a Google search. Mangrum Agency has been guiding DFW families and seniors through these decisions since 1990: independent, multi-carrier, bilingual, and available by phone or Zoom.
Serving DFW in English and Spanish
Available by Phone or Zoom
Monday–Friday, 9 a.m.–4 p.m. CST
Medicare Coverage
Medicare has more moving parts than most people expect. We walk you through Advantage plans, Supplement (Medigap) coverage, and Prescription Drug Plans — and help you enroll, not just decide.
Life and Health Protection
From final expense and hospital indemnity to mortgage protection and critical illness coverage, we match the right policy to your situation across every stage of life.
Dental, Vision and More
Health coverage doesn't end at your doctor's office. We offer dental, vision, international travel, and in-home care insurance for clients who want a more complete picture.
Group Benefits for Teams
Small businesses between 1 and 50 employees can offer competitive group health coverage without the complexity. We handle the research, enrollment, and ongoing service.
Testimonials
Your Virtual Accountant in Michigan & Beyond
35+ Years in Insurance
50+ Five-Star Google Reviews
Multi-Carrier Access
Licensed in TX, CO, OK, MO, AR & LA
English and Spanish
A+ Rating with the Better Business Bureau (BBB)
All Under One Agency
Coverage for Every Stage of Life
Whether you're turning 65 and trying to make sense of Medicare, looking for life and health coverage for your family, or building a benefits package for your team, Fred and Charlotte Mangrum work across every product line. One conversation is usually enough to cover the full picture — there's no need to track down a different agent every time the topic changes.
We serve clients across
Mesquite,
Dallas,
Fort Worth, McKinney, and
Denton, and across five additional licensed states, all by phone or Zoom.
A Guide Who's Actually Walked the Trail
There's a philosophy behind how Fred and Charlotte Mangrum work. On the Camino de Santiago, a guide once told Fred that all the information about the trail is out there — but having someone who's already walked it makes all the difference. That's exactly how they approach insurance.
Fred has been a licensed independent insurance agent in Texas since 1990. Charlotte is a licensed co-agent and a Mesquite Chamber of Commerce Ambassador, active in the same community their clients live in. Between them, they've worked through nearly every coverage situation a DFW family or retiree is likely to face.
This is a family agency built on referrals, honest answers, and 50+ five-star Google reviews that consistently mention trust over sales pressure. Read more about Fred and Charlotte on the
About Us page.
Questions DFW Families Ask Before Booking a Call
Mangrum Agency LLC is an independent insurance agency based in Mesquite, TX, serving the DFW metro and six licensed states since 1990. Fred Mangrum brings over 35 years of carrier relationships and client history across Medicare, life, health, and group benefits. Charlotte Mangrum is a licensed co-agent and active Mesquite Chamber of Commerce Ambassador. The agency holds 50+ five-star Google reviews and is built entirely on referred and returning clients. Learn more about the agency on the About Us page.
What makes an independent insurance agency different from a captive agent?
A captive agent represents one company and can only offer that company's products. As an independent, multi-carrier agency, Mangrum Agency holds contracts with multiple insurers and recommends plans based on what fits the client's situation, not a carrier's sales quota.
Do you help with Medicare enrollment for someone who has never signed up before?
Yes. We walk first-time Medicare enrollees through every step, from plan comparison to enrollment through Medicare.gov and coordination with Social Security. You leave with paperwork completed, not just a recommendation.
Can I work with Mangrum Agency if I don't live in Mesquite?
Yes. We serve clients across the DFW metro by phone and Zoom, and we hold active licenses in Texas, Colorado, Oklahoma, Missouri, Arkansas, and Louisiana. Distance is not a barrier to getting the same level of service.
Do you offer service in Spanish?
We do. Fred and Charlotte Mangrum serve DFW's Spanish-speaking community fully in both English and Spanish, by phone or Zoom.
Is the initial consultation free?
Yes. The initial 30-minute phone consultation is free. We also offer a 60-minute Zoom option at no charge for clients who want more time. You can schedule either through our contact page.
Ready to Stop Searching and Start Planning?
A 30-minute call is usually enough to get oriented — what you have, what you might be missing, and where to go from here.